The objects and activities for which the Association was established are:

1. To provide a central national organisation for the promotion and protection of all credit interests pertaining to local businesses;

2.  To promote honest and fair dealings in credit transactions.

3.  To foster and facilitate the exchange of credit information.

4.  To encourage efficient service in the collection of amounts due.

5.  To promote and expedite sound credit administration in international and local trade.

6.  To foster and encourage research in the field of credit.

7.  To disseminate useful and instructive articles and ideas with respect to credit management techniques.

8.  To promote economy and efficiency in the handling of estates of insolvent, distressed or bankrupt debtors.

9.  To provide facilities for the investigation and prevention of fraud.

10.  To perform other functions such as the advancement and protection of business credit

11.  To promote, support or oppose any legislative or other measures, which affect the aforesaid interests represented in these and other developments;

12.  To raise funds by means of subscription of members or otherwise for all the purposes and objects of the Association in such amounts and in such manner as may be authorized by the Association.

13.  To do all such other lawful things as are incidental or conducive to the attainment of the above objects.