Malta Association of Credit Management (MACM)

Credit Information at your Fingertips ...

The Malta Association of Credit Management (MACM) was set up in June 2001 following a number of bankruptcies in the retail sector, a slowing down of payments by customers in all areas of the economy, and a large number of dishonoured cheques being faced by manufacturers, wholesalers, distributors and retailers in the Maltese business arena.


MACM is a legal entity by its own Statute and is a registered Legal Person under the second schedule of the Civil Code Chapter 16 of the Laws of Malta. MACM is a members-owned, not-for-profit organisation, and is made up of Maltese organisations hailing from different sectors of the Maltese economy.


Today, MACM represents a substantial share of the economy. The major players of the various Maltese industries are members of MACM.


The Mission of MACM is achieved by a number of actions, including:

fostering and facilitating the exchange of credit information

encouraging efficient service in the collection of amounts due

disseminating useful and instructive articles and ideas with respect to credit management techniques

promoting economy and efficiency in the handling of estates of insolvent, distressed or bankrupt debtors

promoting, supporting or opposing any legislative or other measures which effect the aforesaid interests represented in these and other developments.


In a meeting held in Oslo, Norway, on the 16 May 2003, MACM has applied for membership with FECMA – Federation of European Credit Management Associations, which request was approved unanimously by all the twelve national association members at the time.