Credit Information at your Fingertips ...

Who are we?

The Malta Association of Credit Management (MACM) was set up in June 2001 following a number of bankruptcies in the retail sector, a slowing down of payments by customers in all areas of the economy, and a large number of dishonoured cheques being faced by manufacturers, wholesalers, distributors and retailers in the Maltese business arena. 

MACM is a legal entity by its own Statute and is a registered Legal Person under the second schedule of the Civil Code Chapter 16 of the Laws of Malta. MACM is a members-owned, not-for-profit organisation, and is made up of Maltese organisations hailing from different sectors of the Maltese economy. 

Today, MACM represents a substantial share of the economy. The major players of the various Maltese industries are members of MACM. 

The Mission of MACM is achieved by a number of actions, including: 

  • fostering and facilitating the exchange of credit information 
  • encouraging efficient service in the collection of amounts due 
  • disseminating useful and instructive articles and ideas with respect to credit management techniques 
  • promoting economy and efficiency in the handling of estates of insolvent, distressed or bankrupt debtors 
  • promoting, supporting or opposing any legislative or other measures which effect the aforesaid interests represented in these and other developments. 
In a meeting held in Oslo, Norway, on the 16 May 2003, MACM has applied for membership with FECMA – Federation of European Credit Management Associations, which request was approved unanimously by all the twelve national association members at the time.